Individual & Family Health Insurance - Health Guard

The Arogya Sanjeevani Policy is one of the most affordable health insurance policies in the market today.

The Arogya Sanjeevani Health Insurance is a standard health insurance plan that covers you for healthcare expenses with a sum insured ranging from 3 lakhs to up to 2 crores. This coverage includes pre and post-hospitalization expenses, hospital room rent (stay and bed charges), ICU services, and even new-age treatments.

Ayush

This policy covers those treatments if done in certified hospitals of Ayurveda, Unani, Siddha and/or Homeopathy.

ICU

Expenses incurred on ICU and ICCU facilities for up to 5% of the total sum insured or ₹10,000 per day is covered.

Room rent

With this policy, you can choose any room you like as long as it is up to Rs 5,000/day.

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Learn more from our Our FAQ

We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment

  • Do I need to pay from my pocket during claims?

    Yes, as per the policy conditions, all Arogya Sanjeevani Health Policies come with a 5% Copayment.

  • Anyone between the ages of 18 years to 60 years is eligible to buy the Arogya Sanjeevani Health Insurance Policy.

    Anyone between the ages of 18 years to 60 years is eligible to buy the Arogya Sanjeevani Health Insurance Policy.

  • Is there a waiting period involved for the Arogya Sanjeevani policy?

    Yes, there is. The waiting periods in this policy varies upon the type of disease: 24 months and 48 months. This means that for certain diseases, you will be covered only when the waiting period specified for the disease has passed.

  • Is coronavirus covered under the Arogya Sanjeevani health insurance policy?

    Yes, the coronavirus will be covered under the hospitalization benefit.