An individual health insurance is a type of health insurance policy customized for a young individual to safeguard and cover oneself from various illnesses, hospitalization, child delivery expenses and other major and minor health conditions that may arise during one's lifetime.
While an individual health insurance is essentially designed for young people without families, you can still customize your plan to cover for your dependents such as your senior parents, spouse and children. Today, more and more people are opting to buy an individual health insurance plan owing to both its medical benefits and tax benefits too!
This policy covers those treatments if done in certified hospitals of Ayurveda, Unani, Siddha and/or Homeopathy.
Expenses incurred on ICU and ICCU facilities for up to 5% of the total sum insured or ₹10,000 per day is covered.
With this policy, you can choose any room you like as long as it is up to Rs 5,000/day.
A good insurance plan is perfect to protect you, your family or your parents and we help you to explore more!
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Honestly, the earlier the better. That way, you’ll have a lower premium and would also cross the waiting period for select benefits. We live in a time where health issues are on a rise, mental health issues amongst millennials are constantly going higher and health expenses aren’t getting any lower!
With lifestyle diseases on a rise and skyrocketing medical expenses, it’s almost necessary to protect oneself with a health insurance that will help one cover for medical expenses both big and small. Therefore, an individual health insurance is important to not only protect your savings from medical expenses but to also help you maximize your earnings by giving you the benefit of saving on tax to up to Rs 25,000 to Rs 50,000 every year.
This primarily depends on the kind of health condition. For example; if you are already diagnosed with Cancer then we may not be able to cover you on a new health insurance policy. However, if you’re someone who drinks or smokes, you can still be covered at an additional premium.
Yes, the coronavirus will be covered under the hospitalization benefit.